:root{--navy:#163b2c;--navy2:#1f4d3a;--ink:#1c2420;--muted:#55625a;--line:#dde5df;--bg:#fff;--soft:#f3f7f4;--sun:#ff8a1f;--sun2:#f07000;--green:#127a4a;--red:#b42318;--radius:6px;--shadow:0 6px 24px rgba(22,59,44,.10);--max:1180px}
*{box-sizing:border-box}html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}
body{margin:0;font:17px/1.6 system-ui,-apple-system,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;color:var(--ink);background:var(--bg);padding-bottom:72px}
@media(min-width:900px){body{padding-bottom:0}}
img{max-width:100%;height:auto;display:block}
a{color:#0b5cad}a:hover{color:#08427c}
h1,h2,h3{line-height:1.2;color:var(--navy);letter-spacing:-.01em}
h1{font-size:clamp(1.8rem,4.2vw,2.7rem);margin:.2em 0 .4em}
h2{font-size:clamp(1.4rem,3vw,1.9rem);margin:1.8em 0 .5em}
h3{font-size:1.18rem;margin:1.4em 0 .4em}
p{margin:0 0 1em}
.wrap{max-width:var(--max);margin:0 auto;padding:0 16px}
.skip{position:absolute;left:-999px}.skip:focus{left:8px;top:8px;background:#fff;padding:8px;z-index:99}
/* top bar + header */
.topbar{background:var(--navy);color:#dbe6f1;font-size:.86rem}
.topbar .wrap{display:flex;gap:16px;justify-content:space-between;align-items:center;padding-top:6px;padding-bottom:6px;flex-wrap:wrap}
.topbar a{color:#fff;font-weight:700;text-decoration:none}
header.site{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:50}
header.site .wrap{display:flex;align-items:center;justify-content:space-between;gap:12px;min-height:66px}
.brand{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--navy);font-weight:800;line-height:1.1}
.brand svg{width:40px;height:40px;flex:none}.brand small{display:block;font-weight:600;color:var(--muted);font-size:.74rem}
nav.main{display:none}
nav.main>ul{list-style:none;margin:0;padding:0;display:flex;gap:2px}
nav.main li{position:relative}
nav.main a,nav.main button{display:block;padding:10px 12px;color:var(--ink);text-decoration:none;font-weight:600;font-size:.95rem;background:none;border:0;cursor:pointer;font-family:inherit;border-radius:8px}
nav.main a:hover,nav.main button:hover{background:var(--soft)}
nav.main .sub{display:none;position:absolute;top:100%;left:0;background:#fff;border:1px solid var(--line);border-radius:10px;box-shadow:var(--shadow);min-width:260px;padding:6px;list-style:none;margin:0}
nav.main li:hover>.sub,nav.main li:focus-within>.sub{display:block}
.hdr-cta{display:flex;gap:8px;align-items:center}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;padding:13px 20px;border-radius:999px;font-weight:800;text-decoration:none;border:2px solid transparent;cursor:pointer;font-size:1rem;font-family:inherit;line-height:1.1}
.btn-call{background:var(--sun);color:#1f0f00}.btn-call:hover{background:var(--sun2);color:#1f0f00}
.btn-quote{background:var(--navy);color:#fff}.btn-quote:hover{background:var(--navy2);color:#fff}
.btn-ghost{background:#fff;color:var(--navy);border-color:var(--navy)}
.btn-lg{padding:16px 24px;font-size:1.1rem}
.btn svg{width:20px;height:20px}
.menu-btn{background:none;border:1px solid var(--line);border-radius:8px;padding:9px 11px;cursor:pointer}
.hdr-cta .btn-call{padding:10px 14px}
.hdr-cta .btn-quote{display:none}
@media(min-width:1060px){nav.main{display:block}.menu-btn{display:none}.hdr-cta .btn-quote{display:inline-flex}}
.mnav{display:none;border-top:1px solid var(--line);background:#fff;max-height:75vh;overflow:auto}
.mnav.open{display:block}
.mnav ul{list-style:none;margin:0;padding:8px 16px}.mnav li a{display:block;padding:10px 0;border-bottom:1px solid var(--soft);text-decoration:none;color:var(--ink);font-weight:600}
.mnav .grp{font-size:.78rem;text-transform:uppercase;letter-spacing:.06em;color:var(--muted);padding:12px 0 2px}
/* breadcrumbs */
.crumbs{font-size:.86rem;color:var(--muted);padding:12px 16px 0}
.crumbs ol{list-style:none;margin:0;padding:0;display:flex;flex-wrap:wrap;gap:6px}
.crumbs li+li:before{content:"›";margin-right:6px;color:#9aa4b1}
.crumbs a{color:var(--muted)}
/* hero */
.hero{background:linear-gradient(180deg,#eef5f0 0,#fff 100%);border-bottom:1px solid var(--line)}
.hero .wrap{display:grid;gap:28px;padding-top:18px;padding-bottom:30px}
@media(min-width:900px){.hero .wrap{grid-template-columns:1.15fr .85fr;align-items:center;padding-top:30px;padding-bottom:44px}}
.answers{list-style:none;margin:0 0 18px;padding:0;display:grid;gap:8px}
.answers li{display:flex;gap:10px;align-items:flex-start;background:#fff;border:1px solid var(--line);border-radius:10px;padding:9px 12px;font-size:.98rem;line-height:1.45}
.answers li b{color:var(--navy)}
.answers .ic{flex:none;width:26px;height:26px;border-radius:50%;background:var(--navy);color:#fff;display:grid;place-items:center;font-size:.8rem;font-weight:800;margin-top:1px}
.cta-row{display:flex;flex-wrap:wrap;gap:10px;align-items:center}
.cta-note{font-size:.88rem;color:var(--muted);margin-top:8px}
.cta-note b{color:var(--green)}
.hero-media{position:relative}
.hero-media img{border-radius:10px;box-shadow:var(--shadow);aspect-ratio:4/5;object-fit:cover;width:100%}
.hero-media .tag{position:absolute;left:12px;bottom:12px;background:rgba(22,59,44,.9);color:#fff;font-size:.82rem;padding:6px 10px;border-radius:8px}
@media(max-width:899px){.hero-media{display:none}}
/* zip checker */
.zip{background:#fff;border:2px solid var(--navy);border-radius:12px;padding:12px;margin:0 0 14px}
.zip label{font-weight:800;color:var(--navy);display:block;margin-bottom:6px;font-size:.95rem}
.zip .row{display:flex;gap:8px}
.zip input{flex:1;min-width:0;font-size:1.05rem;padding:11px 12px;border:1px solid #b9c3cf;border-radius:8px;font-family:inherit}
.zip output{display:block;margin-top:8px;font-size:.95rem;font-weight:600}
.zip .ok{color:var(--green)}.zip .no{color:var(--red)}
/* sections */
section.band{padding:36px 0}
section.alt{background:var(--soft);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.lead{font-size:1.06rem}
.answer{font-size:1.04rem;background:#fff;border-left:4px solid var(--sun);padding:12px 16px;border-radius:0 10px 10px 0;box-shadow:0 1px 0 var(--line)}
section.alt .answer{background:#fff}
.grid{display:grid;gap:18px}
@media(min-width:700px){.g2{grid-template-columns:1fr 1fr}.g3{grid-template-columns:repeat(2,1fr)}}
@media(min-width:1000px){.g3{grid-template-columns:repeat(3,1fr)}.g4{grid-template-columns:repeat(4,1fr)}}
@media(min-width:700px) and (max-width:999px){.g4{grid-template-columns:1fr 1fr}}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:18px;display:flex;flex-direction:column}
.card h3{margin-top:.2em}
.card img{border-radius:10px;margin:-6px -6px 12px;width:calc(100% + 12px);max-width:none;aspect-ratio:4/3;object-fit:cover}
.card .more{margin-top:auto;font-weight:700}
.pill{display:inline-block;background:#e6f2ea;color:var(--navy);font-weight:700;font-size:.8rem;padding:3px 9px;border-radius:99px;margin:0 6px 6px 0}
/* tables */
.tbl{overflow-x:auto;-webkit-overflow-scrolling:touch;border:1px solid var(--line);border-radius:10px;margin:0 0 1.2em;background:#fff}
table{border-collapse:collapse;width:100%;min-width:560px;font-size:.95rem}
th,td{padding:10px 12px;border-bottom:1px solid var(--line);text-align:left;vertical-align:top}
thead th{background:var(--navy);color:#fff;font-weight:700;position:sticky;top:0}
tbody tr:nth-child(even){background:#fafcfe}
caption{caption-side:bottom;font-size:.82rem;color:var(--muted);padding:8px;text-align:left}
/* figures */
figure{margin:0 0 1.2em}figure img{border-radius:12px;width:100%}
figcaption{font-size:.85rem;color:var(--muted);margin-top:6px}
.gallery{display:grid;gap:12px;grid-template-columns:repeat(2,1fr)}
@media(min-width:800px){.gallery{grid-template-columns:repeat(4,1fr)}}
.gallery img{aspect-ratio:4/5;object-fit:cover}
/* call note */
.callnote{background:#fff8e6;border:1px solid #f7d58a;border-radius:12px;padding:14px 16px;margin:1em 0}
.callnote strong:first-child{display:block;color:#7a4b00;font-size:.82rem;text-transform:uppercase;letter-spacing:.05em;margin-bottom:4px}
.note{background:#eef6ff;border:1px solid #c9def5;border-radius:12px;padding:14px 16px;margin:1em 0;font-size:.97rem}
.warn{background:#fff1f0;border-color:#f5c2be}
/* steps */
ol.steps{counter-reset:s;list-style:none;padding:0;margin:0 0 1em;display:grid;gap:10px}
ol.steps li{counter-increment:s;position:relative;padding:12px 14px 12px 56px;background:#fff;border:1px solid var(--line);border-radius:10px}
ol.steps li:before{content:counter(s);position:absolute;left:14px;top:12px;width:30px;height:30px;border-radius:50%;background:var(--sun);color:#1f0f00;font-weight:800;display:grid;place-items:center}
/* CTA band */
.ctaband{background:var(--navy);color:#fff;border-radius:10px;padding:24px;margin:28px 0;display:grid;gap:14px}
.ctaband h2,.ctaband h3{color:#fff;margin:0}
.ctaband p{margin:0;color:#d5e2ef}
@media(min-width:800px){.ctaband{grid-template-columns:1fr auto;align-items:center}}
/* form */
.qform{background:#fff;border:1px solid var(--line);border-radius:10px;padding:20px;box-shadow:var(--shadow)}
.qform h2,.qform h3{margin-top:0}
.fgrid{display:grid;gap:12px}
@media(min-width:640px){.fgrid{grid-template-columns:1fr 1fr}}
.qform label{display:block;font-weight:700;font-size:.9rem;margin-bottom:4px}
.qform input,.qform select,.qform textarea{width:100%;font:inherit;font-size:1rem;padding:11px 12px;border:1px solid #b9c3cf;border-radius:8px;background:#fff}
.qform .full{grid-column:1/-1}
.qform .hp{display:none}
.form-msg{margin-top:10px;font-weight:700}
/* faq */
.faq details{background:#fff;border:1px solid var(--line);border-radius:10px;margin-bottom:10px}
.faq summary{cursor:pointer;padding:14px 16px;font-weight:700;color:var(--navy);list-style:none;position:relative;padding-right:40px}
.faq summary::-webkit-details-marker{display:none}
.faq summary:after{content:"+";position:absolute;right:16px;top:10px;font-size:1.4rem;color:var(--muted)}
.faq details[open] summary:after{content:"–"}
.faq details>div{padding:0 16px 14px}
/* author */
.author{display:flex;gap:14px;align-items:center;border:1px solid var(--line);border-radius:12px;padding:14px;background:#fff;margin:24px 0}
.author .av{flex:none;width:56px;height:56px;border-radius:50%;background:var(--navy);color:var(--sun);display:grid;place-items:center;font-weight:800;font-size:1.2rem}
.author p{margin:0;font-size:.9rem;color:var(--muted)}.author b{color:var(--ink)}
/* serve within */
.chips{display:flex;flex-wrap:wrap;gap:8px;list-style:none;padding:0;margin:0 0 1em}
.chips li{background:#fff;border:1px solid var(--line);border-radius:99px;padding:5px 12px;font-size:.9rem}
.cols{columns:2 180px;column-gap:24px;padding-left:18px}
.cols li{break-inside:avoid;margin-bottom:4px}
/* calculator */
.calc{background:#fff;border:2px solid var(--navy);border-radius:10px;padding:18px}
.calc .fgrid label{font-weight:700;font-size:.9rem}
.calc input,.calc select{width:100%;font:inherit;padding:10px;border:1px solid #b9c3cf;border-radius:8px}
.calc .result{margin-top:14px;background:var(--soft);border-radius:12px;padding:14px;font-size:1.02rem}
.calc .big{font-size:2rem;font-weight:800;color:var(--navy)}
.tabs{display:flex;gap:6px;margin-bottom:12px}
.tabs button{flex:1;padding:10px;border:1px solid var(--line);background:var(--soft);border-radius:8px;font-weight:700;cursor:pointer;font-family:inherit}
.tabs button[aria-selected=true]{background:var(--navy);color:#fff;border-color:var(--navy)}
/* toc */
.toc{background:var(--soft);border:1px solid var(--line);border-radius:12px;padding:14px 18px;margin:0 0 1.4em}
.toc b{display:block;margin-bottom:6px}.toc ol{margin:0;padding-left:20px}.toc li{margin:3px 0}
/* two col content */
.content{display:grid;gap:32px;padding:10px 16px 30px}
@media(min-width:1000px){.content{grid-template-columns:minmax(0,1fr) 340px}}
.content aside .sticky{position:sticky;top:86px;display:grid;gap:16px}
.side-call{background:var(--navy);color:#fff;border-radius:14px;padding:18px}
.side-call p{color:#d5e2ef;font-size:.92rem;margin:.4em 0 .8em}
.side-call .btn{width:100%;margin-top:8px}
.side-links{border:1px solid var(--line);border-radius:14px;padding:14px 18px;background:#fff}
.side-links ul{margin:0;padding-left:18px}.side-links li{margin:5px 0;font-size:.95rem}
article.prose{max-width:780px}
/* footer */
footer.site{background:#0d2419;color:#c5d2df;margin-top:40px;font-size:.93rem}
footer.site a{color:#fff;text-decoration:none}footer.site a:hover{text-decoration:underline}
footer.site .wrap{padding-top:36px;padding-bottom:24px}
.fcols{display:grid;gap:24px}
@media(min-width:800px){.fcols{grid-template-columns:1.3fr 1fr 1fr 1fr}}
footer.site h3{color:#fff;font-size:1rem;margin:0 0 10px}
footer.site ul{list-style:none;margin:0;padding:0}footer.site li{margin:6px 0}
.nap{font-style:normal;line-height:1.7}
.legal{border-top:1px solid #1f3a55;margin-top:24px;padding-top:16px;font-size:.84rem;display:flex;flex-wrap:wrap;gap:12px;justify-content:space-between}
/* sticky mobile bar */
.mbar{position:fixed;left:0;right:0;bottom:0;z-index:60;display:grid;grid-template-columns:1.4fr 1fr;gap:8px;padding:8px;background:rgba(255,255,255,.97);border-top:1px solid var(--line);box-shadow:0 -4px 16px rgba(0,0,0,.08)}
.mbar .btn{padding:14px 10px;font-size:1rem}
@media(min-width:900px){.mbar{display:none}}
.small{font-size:.88rem;color:var(--muted)}
.center{text-align:center}
.kpis{display:grid;grid-template-columns:repeat(2,1fr);gap:12px;margin:0 0 1em}
@media(min-width:800px){.kpis{grid-template-columns:repeat(4,1fr)}}
.kpi{background:#fff;border:1px solid var(--line);border-radius:12px;padding:14px}
.kpi b{display:block;font-size:1.5rem;color:var(--navy)}
.kpi span{font-size:.88rem;color:var(--muted)}
.spec{list-style:none;padding:0;margin:0 0 1em;border:1px solid var(--line);border-radius:10px;overflow:hidden;background:#fff}
.spec li{display:flex;justify-content:space-between;gap:12px;padding:8px 12px;border-bottom:1px solid var(--line);font-size:.94rem}
.spec li:last-child{border:0}.spec li span:first-child{color:var(--muted)}.spec li span:last-child{font-weight:700;text-align:right}
.storylist{display:grid;gap:14px;grid-template-columns:repeat(2,1fr)}
@media(min-width:800px){.storylist{grid-template-columns:repeat(5,1fr)}}
.storylist a{display:block;border-radius:14px;overflow:hidden;position:relative;color:#fff;text-decoration:none;aspect-ratio:3/4;background:#000}
.storylist img{width:100%;height:100%;object-fit:cover;opacity:.7}
.storylist span{position:absolute;left:10px;right:10px;bottom:10px;font-weight:800;line-height:1.25;text-shadow:0 1px 3px #000}
.hero .wrap{grid-template-columns:minmax(0,1fr)}.hero .wrap>div{min-width:0}
@media(min-width:900px){.hero .wrap{grid-template-columns:minmax(0,1.15fr) minmax(0,.85fr)}}
@media(max-width:700px){.topbar .addr{display:none}.topbar .wrap{justify-content:center}.hdr-cta .btn-call span{display:none}.hdr-cta .btn-call{padding:10px 12px}.brand small{display:none}}
/* ===== v2 hero ===== */
.hero{position:relative;overflow:hidden;background:#0d2419;border-bottom:0;color:#fff;isolation:isolate}
.hero .hero-bg{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;object-position:center;z-index:-2;max-width:none}
.hero:after{content:"";position:absolute;inset:0;z-index:-1;background:linear-gradient(90deg,rgba(12,34,25,.94) 0%,rgba(12,34,25,.82) 45%,rgba(12,34,25,.45) 100%)}
@media(max-width:899px){.hero:after{background:linear-gradient(180deg,rgba(12,34,25,.72) 0%,rgba(12,34,25,.9) 40%,rgba(12,34,25,.96) 100%)}}
.hero .wrap{display:grid;gap:22px;grid-template-columns:minmax(0,1fr);padding-top:22px;padding-bottom:28px}
@media(min-width:960px){.hero .wrap{grid-template-columns:minmax(0,1.25fr) minmax(0,.75fr);align-items:center;gap:40px;padding-top:44px;padding-bottom:48px}}
.hero h1{color:#fff;margin:.15em 0 .45em}
.hero .lead{color:#dbe6f1}
.badge{display:inline-flex;align-items:center;gap:8px;background:var(--sun);color:#1f0f00;font-weight:800;font-size:.85rem;padding:6px 12px;border-radius:99px;margin:0;letter-spacing:.01em}
.badge .dot{width:8px;height:8px;border-radius:50%;background:#127a4a;box-shadow:0 0 0 3px rgba(18,122,74,.25)}
.hero .answers li{background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.16);color:#e9f0f7;backdrop-filter:blur(2px)}
.hero .answers li b{color:var(--sun)}
.hero .answers li a{color:#fff}
.hero .answers .ic{background:var(--sun);color:#1f0f00}
.hero .cta-note{color:#c7d5e3}.hero .cta-note b{color:#4ade80}
.hero .btn-quote{background:#fff;color:var(--navy)}.hero .btn-quote:hover{background:#e8eef5;color:var(--navy)}
.hero-card{background:#fff;color:var(--ink);border-radius:10px;padding:20px;box-shadow:0 20px 50px rgba(0,0,0,.35);min-width:0}
.hc-title{font-size:1.3rem;font-weight:800;color:var(--navy);margin:0 0 4px}
.hc-sub{font-size:.95rem;color:var(--muted);margin:0 0 12px}
.hero-card .zip{border-width:1px;margin-bottom:12px}
.hc-call{width:100%}
.hc-list{list-style:none;padding:0;margin:14px 0 0;display:grid;gap:6px;font-size:.92rem}
.hc-list li{padding-left:24px;position:relative}.hc-list li:before{content:"✓";position:absolute;left:0;color:var(--green);font-weight:800}
.hero-media{display:none}
.trust{background:var(--sun);color:#1f0f00}
.trust ul{list-style:none;margin:0 auto;display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:10px 16px;padding-top:12px;padding-bottom:12px}
@media(min-width:900px){.trust ul{grid-template-columns:repeat(4,minmax(0,1fr))}}
.trust li{display:flex;gap:10px;align-items:center;min-width:0}
.trust .ti{flex:none;width:38px;height:38px;border-radius:50%;background:var(--navy);color:var(--sun);display:grid;place-items:center}
.trust .ti svg{width:22px;height:22px}
.trust b{display:block;font-size:.95rem;line-height:1.2}.trust small{display:block;font-size:.8rem;line-height:1.25;opacity:.85}
/* mobile hardening */
.content{grid-template-columns:minmax(0,1fr)}
.content>*{min-width:0}
@media(min-width:1000px){.content{grid-template-columns:minmax(0,1fr) 340px}}
.grid>*{min-width:0}
.wrap{width:100%}
@media(max-width:600px){
 body{font-size:16px}
 h1{font-size:1.75rem}
 section.band{padding:26px 0}
 .btn-lg{padding:14px 18px;font-size:1.02rem}
 .cta-row .btn{flex:1 1 100%}
 .ctaband{padding:18px}
 .ctaband .btn{width:100%}
 .answers li{font-size:.93rem;padding:8px 10px}
 .gallery{grid-template-columns:repeat(2,minmax(0,1fr))}
 .author{align-items:flex-start}
 .crumbs{font-size:.8rem}
 .kpis{grid-template-columns:1fr 1fr}
 .zip .row{flex-wrap:nowrap}
 .zip .btn{padding:11px 14px}
 .fgrid{grid-template-columns:minmax(0,1fr)}
 .qform{padding:16px}
 ol.steps li{padding-left:50px}
 table{font-size:.88rem}
 .storylist{grid-template-columns:repeat(2,minmax(0,1fr))}
}
.hero .btn-quote{background:var(--navy);color:#fff}
.hero .hero-main .btn-quote{background:#fff;color:var(--navy)}
.hero:after{background:linear-gradient(90deg,rgba(12,34,25,.9) 0%,rgba(12,34,25,.72) 42%,rgba(12,34,25,.18) 75%,rgba(12,34,25,.05) 100%)}
@media(max-width:959px){
 .hero{background:var(--navy)}
 .hero:after{display:none}
 .hero .hero-bg{position:static;display:block;width:100%;height:auto;aspect-ratio:16/8;object-fit:cover;z-index:auto}
 .hero .wrap{padding-top:18px}
}
.hero .answers li b{color:#ffb36b}